Netspend


Old Apr 24, 15, 9:09 am

Join Date: Jul 2013
Posts: 1,029
Originally Posted by NEPony View Post
I need help!

Several days ago I decided to get into the MS game again (it was on hold for several months due to a severe shortage of ReloadIT cards here in NE ). I purchased the first set of cards that I found in local grocery store - NetSpend cards.

As it turns out, NetSpend seems to require SSN for US citizens. Even though I was able to assign the PIN number by phone, I could not activate the card without speaking to a 'customer representative'. Since I had no desire to give them my SSN, I hanged up. I did try to make a purchase afterwards, hoping that the card did get activated. Unfortunately, when I swiped and entered then PIN number, I got the message 'Not Authorized'.

To make a long story short - I now have 10 NetSpend cards (500$ each, of course) that I need to cash out. I have no desire to activate each of them using my SSN - I just want to assign a pin and be able to use them to buy MO's.

Can anyone let me know how to activate NetSpend cards without SSN? Please?
oh brother!
ibleed0range is offline
Old Apr 24, 15, 5:06 pm

Join Date: Feb 2010
Location: ORD
Programs: US Air, UA BA LH AI DELTA MARRIOTT CHOICE SGP
Posts: 7,722
Originally Posted by Mamibear View Post
Hopefully, other newbies will learn from your experience NEVER, EVER buy huge amounts like this unless they've tried a particular instrument at least once or twice. May this serve as warning to others before they go on a buying spree w/o making plans on how to liquidate should something go wrong. For those just starting, best to test with small amounts first.

as to solution for this, I'd go with what Credipig said. You may have to call them to ask for a refund but be prepared to go back and forth with them (waste a lot of time) because it won't take just one call to get your refund. Check feedback/reviews about GD to know other people's experiences in dealing with them. Hopefully, you have $5K as float to pay your CC bills so you don't have to pay fees/interests on them. Good luck!
NEPony above is good way out.

Alternately you can offer your friends and relatives the $500 value card at a discount. Calculate at rounded off 2 cents a mile for what you earned and discount accordingly. also prepay / overpay large bills AFTER making sure they refund the overages !
HMPS is offline
Old Apr 24, 15, 5:34 pm

Join Date: Jul 2014
Posts: 3,202
Those are good suggestions HMPS but I re-read the OP and this will be a major obstacle to even use the GCs as CCs:

Even though I was able to assign the PIN number by phone, I could not activate the card without speaking to a 'customer representative'.
UNLESS cards are activated, they can't be used as payment so that if let's say, insurance company is willing to accept CCs for auto/home premiums, these unactivated cards will not go through.

NEPony may not have other options but call and speak to a rep. Hopefully, the rep is cooperative and willing to help.
Mamibear is offline
Old Apr 27, 15, 6:21 pm

Join Date: Oct 2014
Location: USA
Programs: Chase Ultimate, Amex, Delta, AA, BA Avios, United, US Airways, Marriott, Hilton
Posts: 260
Can't you talk to rep and get a refund?
pstravels is offline
Old Apr 28, 15, 12:28 pm

Join Date: Dec 2012
Posts: 174
Originally Posted by NEPony View Post
I need help!

Several days ago I decided to get into the MS game again (it was on hold for several months due to a severe shortage of ReloadIT cards here in NE ). I purchased the first set of cards that I found in local grocery store - NetSpend cards.

As it turns out, NetSpend seems to require SSN for US citizens. Even though I was able to assign the PIN number by phone, I could not activate the card without speaking to a 'customer representative'. Since I had no desire to give them my SSN, I hanged up. I did try to make a purchase afterwards, hoping that the card did get activated. Unfortunately, when I swiped and entered then PIN number, I got the message 'Not Authorized'.

To make a long story short - I now have 10 NetSpend cards (500$ each, of course) that I need to cash out. I have no desire to activate each of them using my SSN - I just want to assign a pin and be able to use them to buy MO's.

Can anyone let me know how to activate NetSpend cards without SSN? Please?

any update???
yukon50 is offline
Old Apr 28, 15, 2:21 pm

Join Date: Apr 2015
Location: New England
Posts: 2
Update

Update regarding my 'situation' with NetSpend cards.

First thing I did is I went back to grocery chain where I bought the cards. As expected, they said that they don't refund any gift or reloadable cards. I expected as much, but figured I would try this as it would be the easiest way to get the money back.

Then, researching these cards further, I uncovered an interesting tidbit - non-US residents can obtain this card as well, by registering with appropriate ID - driver's license or passport.

To make a long story short, I have activated four of the cards using NetSpend web site, applying as a non-US resident (which is indeed my case - I am here on a visa ). My card got activated, with the caveat that within a month I need to fax a copy of passport/drivers license etc. As I don't plan on keeping these cards, I will skip this particular step. As a side note, I don't think the site actually validates name/address/document #

I already used these cards to load BB, proving that the approach works.

So, hope this helps others who might find themselves in the similar situation
NEPony is offline
Old Apr 30, 15, 10:25 pm

Join Date: May 2014
Posts: 358
Originally Posted by NEPony View Post
Update regarding my 'situation' with NetSpend cards.

First thing I did is I went back to grocery chain where I bought the cards. As expected, they said that they don't refund any gift or reloadable cards. I expected as much, but figured I would try this as it would be the easiest way to get the money back.

Then, researching these cards further, I uncovered an interesting tidbit - non-US residents can obtain this card as well, by registering with appropriate ID - driver's license or passport.

To make a long story short, I have activated four of the cards using NetSpend web site, applying as a non-US resident (which is indeed my case - I am here on a visa ). My card got activated, with the caveat that within a month I need to fax a copy of passport/drivers license etc. As I don't plan on keeping these cards, I will skip this particular step. As a side note, I don't think the site actually validates name/address/document #

I already used these cards to load BB, proving that the approach works.

So, hope this helps others who might find themselves in the similar situation
How did you register with other id? Online or via the phone?
givingitatry is offline
Old Jul 20, 15, 6:28 pm

Join Date: Jun 2015
Posts: 10
I found a cool place that will let me buy reload with a CC. However, when the lady swipes the reload carton on what looks like a debit card reader with a number pad and chooses $400 she gets a print out saying "Transaction Rejected"? Any idea how to help her activate that reload card? Thanks
flying_kame is offline
Old Aug 3, 15, 8:35 pm

Join Date: Nov 2014
Posts: 12
Netspend charges

Bought a $400 Netspend visa card.
Nube questions, direct me to Netspend wiki if there is one, I couldn't find it.
If I unload it, should I unload it for $398 as there is a $2 fee?
Does card default to Pay-As-You-Go plan?
No way to select plan when I activated card that I saw.
To avoid account maintenance fee, do you just cancel card after you unload it?
Better to just buy new card than try to reload?
Thanks for the help!
Graypanther is offline
Old Aug 21, 15, 9:34 am

Join Date: Aug 2014
Posts: 60
Hi all, I'm new to the netSpend card. Im sure this has been answered before, but can u pay credit card bills using the funds from netspend account? If yes whats the fee.

Thanks
Aabey D'mello is offline
Old Aug 21, 15, 10:33 am
Cpi-Web Evangelist

Join Date: Nov 1999
Posts: 21,458
Originally Posted by Aabey D'mello View Post
Hi all, I'm new to the netSpend card. Im sure this has been answered before, but can u pay credit card bills using the funds from netspend account? If yes whats the fee.

Thanks
If you load and dump or have high amounts per transaction and pay off your CCs, you will be shut down before you can count to 3. NetSpend is for doing tons of very small transactions Its target isnt someone with a CC its someone who cant get a CC. Load too much and you will shut down and they will hold the funds till you get the FDIC on their backs.Im talking from experience
craz is offline
Old Aug 21, 15, 10:52 am

Join Date: Aug 2014
Posts: 60
Originally Posted by craz View Post
If you load and dump or have high amounts per transaction and pay off your CCs, you will be shut down before you can count to 3. NetSpend is for doing tons of very small transactions Its target isnt someone with a CC its someone who cant get a CC. Load too much and you will shut down and they will hold the funds till you get the FDIC on their backs.Im talking from experience
Thanks for the quick reply. Doesn't seem too useful for my purpose (meeting min spends on new ccs). Since I already have it now I guess i'll just load small amounts every 3 months to avoid the account maintenance fee. Withdraw it all at once and close the account
Aabey D'mello is offline
Old Sep 3, 15, 2:11 am

Join Date: May 2015
Posts: 13
Are there any shut down risks if I buy Netspend Reload Packs to load my Netspend account? Just looking to add money up to 5k to max up the savings bonus.
flanmann is offline
Old Jan 22, 16, 4:46 pm

Join Date: Jul 2015
Posts: 274
Originally Posted by flanmann View Post
Are there any shut down risks if I buy Netspend Reload Packs to load my Netspend account? Just looking to add money up to 5k to max up the savings bonus.
did you find out this answer? i'm at 1500 and cannot load anymore.
isriam is offline
Old Jan 22, 16, 5:21 pm

Join Date: Jul 2014
Posts: 284
Originally Posted by isriam View Post
did you find out this answer? i'm at 1500 and cannot load anymore.
If you're in TX you can reload at most (if not all) HEB's with a debit card.
littleconsumer is offline

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